Fintech Revolution in the Financial Industry

Today, businesses operate in a highly dynamic and highly volatile market that requires timely and accurate responses. It is precisely the modern and dynamic financial environment that puts many challenges in front of the business of the company, confronts them with the advancement of modern information and communication technologies, which also raises the need for many innovative financial solutions. Financial market creates the new term "FinTeh” that includes some of the significant areas such as Bitcoin and Blockchain technology that have been evaluated in the last 5 years. With mentioned technologies, novelty in the financial market are definitely so-called „Neobanks“, banks without physical locations. It is for this reason that we can argue that these forms of new technologies are evolving over time, being embraced and incorporated into companies business processes to maximize the added-value and gain a competitive advantage on the market. This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.</p

Fintech Revolution in the Financial Industry

Today, businesses operate in a highly dynamic and highly volatile market that requires timely and accurate responses. It is precisely the modern and dynamic financial environment that puts many challenges in front of the business of the company, confronts them with the advancement of modern information and communication technologies, which also raises the need for many innovative financial solutions. Financial market creates the new term "FinTeh” that includes some of the significant areas such as Bitcoin and Blockchain technology that have been evaluated in the last 5 years. With mentioned technologies, novelty in the financial market are definitely so-called „Neobanks“, banks without physical locations. It is for this reason that we can argue that these forms of new technologies are evolving over time, being embraced and incorporated into companies business processes to maximize the added-value and gain a competitive advantage on the market. This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.</p

Suvremene inovacije na financijskim tržištima - Poslovne financije i financijski menadžment

Dinamično okruženje poduzeća vodi dubljem istraživanju i zanimanju za tržišta zbog lakšeg pozicioniranja na istome. U ovome radu pobliže će se objasniti podjela financijskog tržišta, te zašto je ono važno za poduzeća. Podjela financijskog tržišta počinje od podijele tržišta novca i tržišta kapitala, i ostala financijska tržišta. Na tržištu novca se trguje sa obveznicama koje imaju kratkoročne financijske transakcije, dok se na tržištu kapitala trguje dionicama i obveznicama koje imaju dugoročne financijske transakcije. Tržište kapitala još se dijeli na primarno i sekundarno, odnosno iz koje ,,ruke'' se trguje dionicama. U rastu poduzeća na globalnoj razini, jako je bitno postalo i tržište devizama. Za rad u drugim zemljama potrebno je prilagoditi valutu s kojim će se ponuda i potražnja podmiriti što nazivamo devizama. Promjene na financijskom tržištu uvjetovane su inovacijama koje su pojednostavile rad financijskih institucija i omogućile lakši protok financijskih sredstava